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UK (FCA)
Authorised
Authorised since August 2026
Last updated 8 August 2026

Smiths Financial Solutions Ltd

Mortgage, Mortgage broker

Location

21 Connaught Avenue, Frinton-On-Sea, Essex, CO13 9PN

Summary

Smiths Financial Solutions Ltd is a Frinton-On-Sea-based mortgage broker. It was first authorised by the FCA in 2026. It has permissions related to credit, insurance, and mortgages & home finance.

Timeline

10 August 2026

Role appointment: [FCA CF] Functions requiring qualifications (Joseph James Lombardi)

7 August 2026

Role appointment: [FCA CF] Functions requiring qualifications (Mr Richard John Neilson)

7 August 2026

Role appointment: [FCA CF] Functions requiring qualifications (Luke Johnathon Platt)

Firm permissions

CBTL
Consumer Credit
Insurance Distribution
Regulated Home Finance
Latest financial accounts
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Financial data and risk indicators are available in the full platform.

Key people

SMF16 Compliance Oversight

Mr Richard John Neilson

email@company.com+44 20 0000 0000

SMF3 Executive Director

Mr Richard John Neilson

email@company.com+44 20 0000 0000

CPD20 - Advising or arranging regulated mortgage contracts

Joseph James Lombardi

email@company.com+44 20 0000 0000

CPD20 - Advising or arranging regulated mortgage contracts

Luke Johnathon Platt

email@company.com+44 20 0000 0000

CPD20 - Advising or arranging regulated mortgage contracts

Mr Richard John Neilson

email@company.com+44 20 0000 0000

CPD21 - Advising or arranging equity release transactions

Mr Richard John Neilson

email@company.com+44 20 0000 0000

Responsibility for MCD Intermediation

Mr Richard John Neilson

email@company.com+44 20 0000 0000

Responsible for Insurance Distribution

Mr Richard John Neilson

email@company.com+44 20 0000 0000

The London Institute of Banking and Finance (LIBF) - formerly known as IFS

Luke Johnathon Platt

email@company.com+44 20 0000 0000

The London Institute of Banking and Finance (LIBF) - formerly known as IFS

Mr Richard John Neilson

email@company.com+44 20 0000 0000

The London Institute of Banking and Finance (LIBF) - formerly known as IFS

Joseph James Lombardi

email@company.com+44 20 0000 0000

[FCA CF] Functions requiring qualifications

Joseph James Lombardi

email@company.com+44 20 0000 0000

[FCA CF] Functions requiring qualifications

Mr Richard John Neilson

email@company.com+44 20 0000 0000

[FCA CF] Functions requiring qualifications

Luke Johnathon Platt

email@company.com+44 20 0000 0000

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